What do they test for when getting Life Insurance?

I wanted to get a life insurance policy for my family and myself. They want to take blood and a urine sample. What are they looking for? Drugs, nicotine, disease???? What's the deal?

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What do they test for when getting Life Insurance?

I wanted to get a life insurance policy for my family and myself. They want to take blood and a urine sample. What are they looking for? Drugs, nicotine, disease???? What's the deal?

https://www.linkedin.com/pulse/insurance-cost-following-car-2007-pontiac-g6-gt-richard-woods/