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RELATED QUESTIONS:

What happens if someone who doesn't have car insurance hits a BMW?

Someone without car insurance hit my car. Luckily it won't cost much but just say they had hit an expensive car and actually wrote it off, how would they pay for that?

Insurance co is saying my car is totalled?

I have an 11-yr old car with 106K miles that runs well. Last night I was rear-ended quite hard while waiting at a red light. Both the other driver and his insurance co immediately admitted liability. The damage to my car is pretty bad. I went to the auto body shop recommended by the other guy's insurance co - they told me the car will have to be totalled b/c it will cost more to repair than what the car is worth - he estimated the car is worth $2K and repairs will be at least $4K. So the insurance co is saying they'll give me a check for $2K and I have to get rid of the car (apparently that part is New York law). But I cannot buy another car - at least not one I'd trust to drive! - for $2K. The accident was completely NOT my fault - how can the insurance co not pay to repair it? Has this happened to anyone else out there? Is there anything I can do? I don't want to give up my car! :( Please help?

Cheap auto insurance for 18 year old?

When buying a used car what do you do about insurance?

so i am going to buy a used car. it's my first car but to put it on the insurance how do i go about it? do i call the insurance company before i buy the car or after? im so confused

Licence and car insurance in different names?

I have recently married and have taken my husbands name. This means for ID purposes I have changed my last name on my driving licence. However out of spite I chose not to change it on my car insurance as it meant paying an admin fee and rather change it when it comes up for renewal in 6 months. Does the different names invalidate my insurance?

What's the best individual health insurance?

I am 27 and have no major health problems, but because all the jobs I have been getting lately are temporary gigs, none of my employers offer health insurance.

Cheap car insurance!!?

I am paying to much money on my car insurance i really need help to get a really good cheap car insurance!! I live over highstown nj usa if anyone can help tellin me a good insure!!! Thanks for u help!!!

Who do you find is the cheapest car insurance ??

I have been searching the net getting quotes the cheapest i got was 237(fully comp) for a astra it's 16v 75 bhp i have 6 years no claims do you think this sounds ok ave used all the usual compare the market confused.com ect everything i can find usin a search engine really any more sugestions appreciated

Which private dental insurance is the best and how much does it cost a month?

Dodge charger car insurance?

How much of a difference in car insurance would there be between my 1998 Honda Accord and a 2007 Dodge Charger? Im a 17 year old male. Please dont answer unless u know wat ur talking about.

How much to insure a 94 ford pickup w/ 120,000 miles for a 16y male?

Numbers only please(no, well its alot or Get a quote online ) its gunna be insured either under a friend at 35+ or by my self. also some advice on what companies will take a 16yo alone would be very helpfull

Car insurance yay...?

So first off let me just say I know that all the variables going into this will change the price I.e. Type of car I have, distance I'll be driving etc. I was just curious if anyone could tell me how much I would expect to pay a month for car insurance if I was voided the last time around? I was paying 90$ a month last time (they over charged me so I didn't pay it the next month, then I quit my job. I know smart, right! Lol.) Would it double just because in the past I've shown that I'm not reliable? Do you also HAVE to have full coverage on a car you haven't fully paid off yet? This might be dif state to state. (MN) Any good info would be appreciated thanks :)

My health insurance going up?

I just found out today that my health insurance is going up. I have gotten quotes on the covered California website and it is cheaper by $139 dollars a month on the website. I heard I can't refuse my employers health care. Is that true?

High car insurance cost?

why does car insurance cost so much for first time insured? where can i find cheap car insurance that cost less than my car payment?

TRAVEL INSURANCE for South America, USA, Europe!?

I have been quoted an obscene amount for travel insurance. I'm traveling from Australia and will be overseas for 12 months (1 day USA, Europe 2 weeks and Colombia the rest of the time). I need medical/valuable/flight cancellation etc insurance. The medical must include dental and not only emergency (I want to be able to go to the doc's for a checkup if need be). I would like an affordable price...

Which Insurance Company?

I am a 20 year old male and i'm looking for insurance for my car. The prices range from 1000-3000. I know it depends on Claims, how long you've been driving, your age etc etc but just wondering does anyone have any suggestions about which insurance companies are quite cheap for people around my age?

What will my insurance company do about my car?

Last night we had server thunderstorms. There was golf-ball sized hail for about five minutes. I was parked on top of the garage. My windows are fine, but there are dents all over my car and my right side-view mirror is broken. My car is still in my mother's name, and the insurance company is State Farm. My parents are on a cruise right now and are supposed to be getting back tomorrow. I also go to UT and out-of-state school. I've heard other people on campus are getting new cars from their companies and others are just getting windows replaced. I haven't talked to anyone yet since the car is not in my name. My car is a 2001 chevy caviler. I don't know any of the details of the insurance policy.

What is a good company to get affordable E&O insurance?

Where can i get the cheapest car insurance for my teenage son who has a rolling stop and a speeding tkt. in WA

He is 18 years old. He is driving a 2000 Toyota Corolla What all do I get on his insurance policy Do I have him get his own policy

Does having a coupe or a sedan affect your insurance rates?

I'm going to get a new car, and realy want a coupe, but I heard that insurance cost more because is more sporty. Can anyone help.

*Help* First Motorcycle?

I am about a month away from purchasing my motorcycle and already have a total including the bike, gloves, jacket, and helmet i just wanted to know the average total cost to get it road legal for example the Insurance, Tax, registration, and MOT (I am 18 the bike is 125cc I have my provisional and CBT) I have fashioned rough estimated total for Insurance, Tax, registration, and MOT but would like to know if 677?? a realistic estimate. If i have left anything out please tell me i need to know what i am getting into. Thank you. _

Why no free health or low cost insurance ?

Do you suppose one of the reasons why we have no Free insurance in the USA is so society keep people working ?

Does your insurance rate really go down when you turn 25?

Best place to purchase health insurance?

I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because in my area the Blue Cross, Blue Shield, HealthNet networks have pretty good doctors and hospitals within their approved networks. It will be a family-owned sole prop business. I live and work in California, but if there is value in incorporating in another state for the purpose of taxes or prices on health insurance, I guess I could do it...because I have not formally formed the corporation yet. I used to be under the impression that the best prices for Heath Insurance came when you worked for a big company, but things seem to have changed. I recently worked for another smalll family-owned business, and they got very good rates by incorporating and claiming a Headquarters in Washington. What is the best strategy to get the best insurance at the lowest rates for a small group- one family? Thanks!

About car insurance in virginia?

what car insurance company responsible for, what is the limit of policy, whats the liability?

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If i have no car do i have to pay insurance?

if i have my liscence but no car, but i drive my parents car do i still have to pay insurance

Can you get medical insurance on a motorcycle?

If I were to buy a bike could I get medical insurance on the bike that covered any injuries that I could get if I got hurt on the bike. Also how much do you think it would cost? Any web sites I could go too?

What if I don't want to have Obama's health insurance or any health insurance?

I have had health insurance through my employer for the past 10 years. It covers everyone in my family and I pay about $70 a month for it. It's very affordable and I hope to keep ...show more

How much will it cost for an 18 year old to insure a BMW M3?

I am an 18 year old, I've just passed my car test and I want a 2002 - 2004 BMW M3 (1.8 - 2.0l) I will not settle for anything less better-looking than a BMW. I also just passed my full motorcycle test 2 months ago. I have 2 years no claims bonus for my Motorcycle insurance since I started riding at the age of 16. I'm planning to sell my current motorcycle and buy a reasonable BMW M3 priced around 2-3k I was wondering what kind of insurance I should be expecting? I have got way more experience on the roads than any other 18 year old out there; but I'm not so sure that the insurance companies will take in mind my 2 years NCB on my motorcycle. Either way; how much could I be expecting to pay? I'm going to be insured as the 2nd driver and hopefully not pay more than 4k anually? The comparison websites are just bull crap, they are quoting my prices of over 20k, even for a small ford ka. I know I know big car young driver - but please just answer my question :) Thanks in advance.

How much would health insurance cost?

For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!

I need insurance on a car I just bought what should I tell the insurance company I am using it for?

I am planning on using it for all 3 options so I am wondering what one will cost the least. The options are Commute, Business, and Pleasure.

Why do auto insurance company ask for social security number when asking for a quote?

must i give my social security number if i were to purchase a auto policy?

What kind of car for cheapest insurance?

I'm 23

How good is the Cover Kids insurance in Tennessee?

I'm moving from California to Tennessee so we can afford to live on our own but their dad doesn't provide insurance and I'm thinking about running a daycare so I would have to buy insurance for them. I just want to make sure that Cover Kids is good insurance with good doctors, etc.

I need a good car insurance company I have 6 points and a chapter 7 in my credit report?

I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.

How much do you guys pay for your motorcycle insurance(SuperSport) and what insurance company do you have?

Quick rundown of the situation. Moved State to Illinois for work. Insurance rates are a little different for cars but then again my record is clean but I have yet to insure my motorcycle and thinking of buying a second one for my son to ride with but want to get this question answered first. For me I own a 2007 Yamaha YZF-R6 -Super-Sport -600cc -Never damaged,stolen, nor tickets - Was paying around $300 dollars per year State Farm Full coverage For my son we were planning to buy a second generation Honda CBR 600rr 07-09 -600cc -Super sport -Has license -No tickets -BRC completed - 18 Years old -With my family plan for insurance So anyone can give me rates that they pay answering these questions, just to see what company I should look into. - Age -Insurance company - type of motorcycle - Yearly rate - And the type of coverage they have on it.

Is it possible to get insulin for a type 1 diabetic with no insurance, medicare or medicaid?

My fiance has type 1 diabetes. He gets food stamps, but doesn't qualify for SSI for some reason. He's only 26. I am the only one working, getting minimum wage, and little hours. We can't afford to pay a doctor $100 just for them to tell him he has what he knows what he has, and to get a prescription that cost twice that. It just seems like a vicious cycle we cant get out of.

Where can I get the best car insurance rates?

I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?

Penalty for driving without car insurance?

What would happen if i were to get caught driving without insurance in california? I'm 17 years old. and a month. Just got my license a few days ago. My car is registered. And i of course have a clean driving record and half never been pulled over. The tags don't expire until august 2009

Car Insurance Question... Help Please!?

I'm doing my homework and I wanted to figure out to find car insurance on the car of my choice. My car is a 2005 Cadillac CTS for $19,998, I picked it on Carmax. How do I find out how much insurance I must pay? I wanted to know Geico's Quote and Progressive's Quote. Also how do I find out Interest Rate... Somebody PLEASE HELP ME !

How much would (teen driver) insurance cost?

I was wondering how much car insurance would cost for a teen driver? Info: Black Grand Cherokee (if that matters) Male 17 years old. 3.5 gpa

Are they able to charge me with car insurance fraud?

A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn't know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn't unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn't know where the key was and I didn't suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn't a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son's favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled What else do I need to do to prove to these poeple that I didn't steel my car.

What's a good website for comparing auto insurance rates in Massachusetts?

I don't feel like paying $2,000 for insurance on a car that's worth barely that, but I don't know where to find a better deal. Any good resources for comparing rates? I'm in Massachusetts.

I need some help with car insurance please.?

About a year ago my husband and I sold a car. We went through the usual channels with dealing with the plates, calling the insurance company and so on. Well today we got our yearly insurance cards in the mail and didn't recognize one of the cars they had given us a card for so I went over the statement. It turns out they have been billing us for insurance on a car we sold over a year ago. We never really noticed how much we should be paying in insurance for our cars and only get our statement once a year with these cars. We only pay $1504 a year for what we thought was two cars and I had assumed that was pretty good. In fact we were paying for three cars and an extra $663 a year on the car we sold. I haven't contacted the insurance company yet but my question is what are my options here? Will they give us the money back for the year we payed on a car we legally sold and what do they need, if any, proof of that? We have paperwork of the sale but no real proof we called them to inform them to take the car off the insurance. Will that we enough?

Rough price for motorcylce insurance?

I'm 17, the bike im hoping to get is 2005 Honda CBR 125 How much would it be roughly for basic insurance

Who gets cheaper insurance guys or girls?

Shouldn't we have a public option on auto insurance as well?

The insurance industry has spent tens of millions of our premium dollars to buy off members of congress. Why shouldn't we pool together and fight against this industry in the same way that they fight against us?

Is it illegal to drive without car insurance?

Hi, i was just wondering if it is illegal to drive without car insurance in Ontario, Canada.

Difference between HMO and private health insurance?

Do HMO's provide private health insurance? orr... what?

Can my car insurance company give my phone number to auto shops?

I was recently in a fender-bender, and as SOON as I made a claim with my insurance company, random auto shops started calling my cell phone (which is my only phone, I don't have a land line) stating they heard I'd been in an accident and basically were telemarketing me into fixing my car at their shop. I have Nationwide insurance, and I'm suspecting it is them who has released my information, as I didn't supply my info with anyone else, other than in the police report! Has anyone else heard of this or had this happen to them? Is there anything I can do about it, other than tell the people not to call me again!?

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Which life insurance company is best in settling claims?

Which life insurance company is best in setting claims? I want to but a term insurance for 25 yrs. I am 35 now. Please suggest good plan and insurance comany. Is there any databse where we get more information of claim record.

Classic Car Insurance?

I am 23 years old and I have a '76 Camaro and Im looking to find classic car insurance. I have applied to various places and they say they can not cover me because I am under 25. I have an '06 mustang I drive for daily use and my current insurance on that does not have special classic car insurance. I do not want to pay over $40 a month for a car I will drive maybe once a week if even that. I am trying to restore it so sometimes I will not be driving it for months at a time. Does anyone know of a good classic/ antique car insurance that will cover someone under 25 years of age? Thank you!

How to get my baby health insurance?

So I am having a baby within the next few months. I am covered under my dad's health insurance because I am still under 26. I don't live with my dad though. I currently live with my fiance and my one year old son. My son is on fidelis/medicaid. Is there any way I can get my baby covered before I deliver her?

My car insurance is renewing March 25th If i switch insurance companies March 1st?

Am i responsible for the whole amount of my insurance payment or am i responsible for being covered Feb 25 thru March 1st??

How did the United States healthcare system develop? e.g. health insurance, Medicare.?

Why does the United States have health insurance? It is optional to have health insurance, because it is not required by any law, unlike auto insurance. I would like to know where the system of health insurance got it's roots.

Can i get insurance to cover me driving my girl friends car?

My girlfriends mom is nervous with me driving her daughter's car. The mother is the one who holds the registration and insurance. Is there a way that I could have it insured for me so that she will feel comfortable if I borrow it? She worries about getting sued if I get in a wreck. is there a way to have that fall on my shoulders?

Where can I find cheap auto insurance?

I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?

How do you have a baby without insurance?

alright so im not pregnant yet but my question is how do you get insurance and such when i finally get pregnant

Car insurance for men vs. women?

I was debating with a male that all other things equal that female car insurance is typically less then males. He was arguing that its the other way around. Who pays more for car insurance, men or women? And is there a accurate website I can look at for these statistics?

Where can I find the cheapest possible car insurance?

I'm getting my first car which is pretty crappy and cheap (<$5000) so I don't want to spend that much on insurance. Where can I look to find the *cheapest* liability coverage. I don't think the major insurance companies have very low rates so I'm looking for lesser known ones.

A good begginer bike thats fast and cheap on insurance?

I'd like to no what kinda sports bike/cruiser would be a good starter bike that's cheap on insurance and gas, I don't want anything shaped like a harley more of a sports bike shape. Any suggestions?

Car insurance?

I was given a car from Texas would I be able to insure the car with Texas plates ? If not how would I go about getting it smogged & insured if I can't drive it ?

Car insurance?

When you buy your car insurance online, there is a question in the application as to what motoring convictions you have had in the last five years? now if you have a DR10 ...show more

Can insurance companies do this?

my family is on allstate for car insurance and im kinda ticked off and confused, im 17 now , got my licence and drive around in my dads car. the problem here is that, insurance companies see me as a PRIMARY driver. My dad is a primary and my mom is legally blind, so she doesn't drive. (Hence shes not on the plan) im only 17 and they wont let us put me as a part time driver, my insurance a year is about $3,000!!!! is there anything we can do to change this?

No insurance not my car?

Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys

How much (on average) is car insurance for a 16 year old?

I turned 16 a little while ago and my dad says he's gonna get me a car of my own! a nissan xterra!! (i LOVE them!) BUT... he said i have to pay all insurance and gas money... I was wondering how much, on average, that will cost? I have about 25% off because of the driver's ed i took and also another 10% or 15% off for good grades If anyone has an idea, I would greatly appreciate it!

Can anyone estimate how much insurance would cost on a 2001 camaro?

i'm 18, full time b student, first car, the car's a v6

Car insurance in differnt states ?

My grandmother lives in new Hampshire and there you do not need any insurance on your car , but in Connecticut by law you have to have it, so I was wondering if she comes to see us would she have to put insurance on her car to leave her state??

Can anyone help me find a source that explains Hourly Cost to Employer for employee's health insurance?

I can't find anything that says how much a year or hour it costs employers to offer health insurance. I'm sure there is a range, but I'd just like to find anything factual that isn't someone's esteemed opinion, saying that Obamacare will save 30% on costs or Obamacare will cost employers Billions. I would like to find some real numbers and come up with my own ideas. Thanks, in advance for your assistance.

Is there any cheap insurance out there for students?

Hi, My name is Courtney and I'm looking to buy a car soon but I don't have car insurance. My parents wont put me on theirs so I need something really cheap because I'm a student and I don't have much money. Is there some place that offers coverage for low low prices?

Where should I look to insure a child in another state?

I am currently doing research to find an affordable health insurance plan for a child in California, I live in Colorado. I'm not sure how to go about finding insurance in another state, especially for a child. She will be 12 in October. Any suggestions?

Cheap home insurance?

Where can i obtain cheap home insurance?

Insurance??

if i buy a new(used) car, wont the insurance papers in my other car cover my new car for a few days? i have heard this from many of my friends, but i dont want to find out the hard way...

Is it worth getting motorcycle insurance?

Im about to buy a Drz400sm with a loan. I like to know snice I have a loan should I get insurance coverage on it and what type of coverage like theft for sure im getting it if I do buy insurance. What other coverage should I get for it. I just turn 18 with a super clean driving history and Im planning to take a motorcycle safety course so how much will you believe insurance will coast me on the drz400sm. What are some cheap insurance companies too by the way?

What is the cheapest insurance for a teen?

what insurance company will be more affordable for a teen

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What are the cheapest cars to insure for a 17-year old?

What cars would give a 17-year old just-passed Male a reasonably cheap insurance? Is Ford Ka a good choice? How much are these cars and what do you think would be their insurance from this information?

50% fault accident, but my insurance did not need to pay. Will my rate be affected?

I was recently involved into an accident in a mall parking lot. My car was damaged and the other driver's car was not. I filed a claim with their insurance and received 50% of my claim as they determined comparable negligence, 50% fault . The other driver did not file a claim, and my insurance company did not pay any money to anyone. Will my rate be affected by this accident?

How much would the insurance cost for a 16 year old in tx driving a dodge challenger?

With a good student discount and a defensive driving course. Also how much would it be for a charger

If a trucking company is self-insured,what are deductibles?

I've been told that I have to cover damages in a backing accident between two trucks belonging to the same self-insured company.

How can we make health care insurance work like car insurance?

Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?

True or False; We should let people decide weather they want health insurance or not?

'occasional driver' Car insurance?

Hi, I'm 18 and I'll be heading off to college in the fall and so won't be home very often. However when I am home I'd like to be insured on my dads car. I don't see the point in having to pay the same price for car insurance as someone who drives almost daily, so I wanted to know if there was a type of car insurance for the 'occasional' driver. I'll only be home on vacations, and even then I won't be driving all the time, but I really need a car insurance for when I do drive, mostly summers.

How much will car insurance cost me?

I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.

Why are teenagers car insurance rates so high?

I just heard they just went up on our car insurance because we are teens that's not fair at all. I'm struggling trying to make it meaning going to college and work. Because I can not depend on my mom to take me everywhere I need to go. This economy is all ready down the drain that's not fair I have no money and I am trying to make it.

Question about auto insurance in canada ontario?

Hello I recently bought a car, I live in Ontario Canada Before that I used to drive in my dads car as a secondary hand driver in the insurance I want to know what is the cheapest way to get an insurance with my dads car My dad wanted to change the owner ship of the car to him so I can go as secondary hand driver on both cars, but my friend told me it doesnt matter who owns the car Now in my house hold there are two drivers and two cars, me and my dad has a full G driving license, I want to be able to drive both cars so is my dad What is the best way to do my insurance and what is the cheapest company to deal with Thank you

What car should I get for cheap insurance?

Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?

Is there any website I can use to get cheap car insurance?

I've been using Auto Trader insurance comparison and the cheapest I can find is 4,400 ? Yes I'm 18 and I realise it's going to be expensive, but come on ! The cars only 750 ! No way am I paying that much, I will honestly drive without insurance as it's a pure joke to be expected to pay 4,400. I don't believe I should have to pay that much. I only want a car to drive to the Gym and that is honestly all. It's like having to pay 4,400 for the Gym a day !

Can you get maternity insurance only? Without regular health insurance included?

I am not pregnant yet.

What is the average cost of car insurance for a $30,000 car?

How much can Insurer charge me to SALVAGE my OWN CAR?!?!?!?

Some background first, i was hit from behind whilst stationary in traffic the other week by a works van. the damage was not too sever that i couldn't limp back home (sore and car bashed but still alive) got the other drivers details at the scene and reported the incident to my insurance company. As the accident was not my fault my insurer passed this to their dedicated Non-Fault (NF) accident claim company (i'll not name them at the moment) who in turn provided me with a hire car and collected my car to have it assessed for REPAIR. At no point was writing off the car mentioned. Then i got a call from the garage dealing with my car (NF appointed) a week later telling me of the damage and repair value and that the engineers working for the NF, different company again, were going to deem the car a write off, CAT D as i later found out. Now the fun part - the engineers have made an offer for settlement and to write off of my car, which is a good 500 below what is would cost to replace it with a like-for-like car in my local area (replace cost circa 2.8k-3k) they are adamant they will not repair my car even though the repairs would cost LESS than the write off - because the repair is too close to the market value and they can make a killing on salvage apparently. so fighting this out at the moment. NOW FOR THE QUESTION: They have advised me that should i wish to keep the car after they write it off (which i want to avoid if at all possible) i can accept the settlement and pay them a salvage fee to retain my car. This i understand as technically they buy my car when they write it off and then i have to buy it back. The problem is that they have a flat 30% !!! salvage fee which on their offer would almost negate me being able to get the repairs covered. What i really need to know is if anyone else has been in this position and if there is a maximum salvage fee they can charge - bearing in mind that this is my car to start with - and if there is any way i can make them drop this percentage. Forcing them to drop the percentage might not only let me repair the car after retaining but might also swing in favour of repair instead of write off if they cannot justify such a big payout for themselves. Any help here would be appreciated fast as i'm still bouncing between the parties here to get this resolved. In case your wondering the damage constitutes a bumper rear panel and a kink in the boot floor - VERY repairable.

Having a baby in Texas with no insurance.?

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